Guiding people with best available solutions:

  • Single Affordable Payment
  • Freeze Interest Charges
  • Stop Creditor Pressure


  • Step 1
  • Step 2
  • Step 3
  • Step 4

Check your Eligibility in 4 easy steps

What is your approx level of debt?

Question 2

How many lenders do you owe money to?

Question 3

Select what sort of debts you have?

Personal Information



Phone No.

Debt Management Solution

A debt management plan (DMP) is intended towards helping an individual manage his debts better. He can then pay off the debts at more affordable rates, such that monthly payments are reduced.

There are a number of advantages that DMPs offer for an individual:
Upon using a DMP, one is only required to pay what one can afford to the creditors. In the event that household bills cost a little more than they did earlier, the arrears can be added up to the DMP. This keeps the accounts up-to-date. Regular ongoing monthly payments still need to be made in any case.

By using the DMP, in some cases, a single payment needs to be made to a financial institution. They manage the payments to creditors for an individual. However, financial sometimes review the DMP at frequent intervals in order to make sure that one is paying what he can afford.

Frequently Asked Question

How much does a funeral plan cost?
A basic service fee will be charged that covers common funeral service , the average cost is about $2000-$2500
Is next of kin responsible for funeral cost?
Your relatives can’t be forced to pay for funeral cost. But money can be taken from any assets in deceased’s estate to cover up
Can you pay for funeral cost monthly?
Yes, you can pay for a funeral plan monthly, no matter how high funeral plan rises, it is not going to affect your monthly contribution towards you’re your funeral plan

Debt Management Services: Find the Right One for You

Creditors may contact the individual, and may or may not stop interest charges. This may increase the total amount that a debtor owes. Legal action by creditors is another potential disadvantage of a DMP.

Using a DMP may come across as being a feasible plan for an individual, in the event that he has some surplus money available each month. This is after paying priority costs, such as rent, food and utility expenses.

A DMP does lay effects over one’s credit file and score. The underlying reason for the same is that a debtor uses a DMP to pay lesser than the minimum repayment amount that he initially agreed to pay when he took the debt.

A DMP isn’t registered upon the credit files as such, but it could lay an impact over certain areas of a credit file. Details pertaining to aspects such as court action, missed payments, defaults will be removed six years prior to their occurrence. This would be even while the debts have not been paid in totality.

One of the primary advantages of using a DMP is that in the event that one falls behind on house hold expenses, arrears can be made and they can be added to the DMP. They are then a part of the monthly DMP payment.

It is best to clear the arrears as soon as possible and there are cases wherein the financial institutions help debtors clear the arrears. As arrears are cleared, it implies that amount being paid towards unsecured debts increases.

Paying the amount to a single financial institution who manages the DMP for a debtor is a more stress free alternative, over managing payments for multiple creditors.


How The Plan Works

A lower payment on a regular basis is designed for who those who can’t afford the full monthly payments with creditors. By giving you just one simply monthly payment to make, you will quickly find the situation more easier and less stressful to mange. Calls and letters from creditors are also managed on your behalf.


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