Terms and Conditions

By using this website, you have agreed to our terms and conditions. As a registered member, you will be asked to give your agreement to the terms and conditions. We do not guarantee in any form to be responsible for any damage or loss related to the accuracy, completeness or timeline of the information on our website. It's also your sole responsibility to ensure that the solution matches your requirements.

  • We offer our comparison service that is free to use. There is no obligation and no fee.
  • pennysolvers refers to the clients to the companies authorized by the Financial Conduct Authority only
  • Sites are for use by customers who are situated in the UK only.
  • It's also your sole responsibility to ensure that the Service or solutions match your requirements.
  • None of this content, design, text, graphics, software or other material on this website should be reproduced, redistributed, modified without our consent. The website should not be used for any commercial use without our consent
  • We do not make any recommendation or endorsement in any form to any experts or any content submitted by third parties
  • We may adjust these terms and conditions at any time and without notice by changing this page, so you should check these Terms of Use each time you use the Sites.
  • All the above Terms apply to all services and solutions mentioned on the sites.


1. Introduction:

The Sites are owned and operated by the PennySolvers Group. Penny solvers are committed to protecting the privacy and security of your personal information. By accessing and using the Sites you agree to be sure by and to act by these Terms of Use and our Privacy Policy. If you do not agree to these Terms of Use or our Privacy Policy, you should stop using and/or accessing the Sites and If you breach any term of these Terms of Use, your right to access and use the Sites will stop immediate. Pennysolvers refers you to other client but you are responsible for taking any decision as per offered plan by other companies. We are not liable for any kind of ownership.


2. Financial information disclaimer:

(a) The website provides information as well as comparison services about particular services and claims, including financial services. We can help you but you can have professional financial advice in connection with, or independently research and verify, any information that you find on our website and wish to rely upon while making an investment decision or taking any other service.

(b) As per above terms, you are agreed that you will be liable to us for any loss, damage, claim, demand, liability or expense (including reasonable legal fees) that we may suffer or incur arising out of or in connection with your conduct on the Sites and/or your breach of these Terms of Use.

(c) Most of the information given on our website about particular services or claims is provided by third parties. In general, we act as a mediator for this information, and we do not generally select or edit the information and we don’t approve the authenticity, identity of our experts or company representatives. We are not liable in respect of any losses you may suffer arising out of such information or any conviction you may place upon such information

(d) We can make sure information in the site is updated accurately and time to time, but sometimes offers or schemes can be changed at the last minute so please check you're able to redeem a scheme before parting with any money or going out of your way to take advantage of an offer or scheme.


3. Contact and Our registration details:

We reserve the right to improve these Terms of Use from time to time by changing this page. The modified Terms of Use will be effective from the date they are posted on the Sites.

How to contact us?
  1. If you have any questions about these Terms of Use or would like to contact us for any other information, you can contact us:
  1. If you are not satisfied with any aspect of our Sites or our service and would like to make a complaint,
  2. Telephone calls that you can make to our Executives that may be monitored and/or recorded.. We are available to give you the best service from Monday to Friday 9.00am to 5.30pm.
  3. We provide an online service which enables you to research about your service and the best solution. Our customer services team is available to support any offline queries. Penny Solvers gives the best solutions and services for debts, claims, personal and business loan, IVA, trust deed, energy saving services in UK.
Permitted Use
  • Our Sites are for your personal, non-commercial use only. They may only be accessed and used by a private individual and by a business to seek a Product directly for that individual or business. Access to and use of the Sites other than for your personal, non-commercial purposes is harshly prohibited.
  • In any fraudulent or commercial manner;
  • You are not authorized to harm abuse and threaten any employee from our site.
  • You can’t check, create, confirm, update, modify or alter another person's records;
  • In a way that interferes with, upsets or imposes an unreasonable or disproportionately large burden on our communications and technical systems;
  • These Sites are intended for use only by customers who are situated in the UK.


4. Complaints:

We are used to providing an excellent service at all times. If you are not satisfied with our service for any reason please contact our customer service team. We will forward the complaint to the concerned team and send a formal acknowledgment of your complaint within 48 hours and will try to resolve it as soon as possible.


5. How is your personal information collected by Penny solvers?

We will only collect information that we need to carry out to provide you the best solution as per your requirement.

Data you give to us:
  • When you apply for our services and solution.
  • When you talk to us on the phone with our executives.
  • When you use our websites, Debt Management solutions, IVA or other financial advice or solution application or web chat.
  • Our emails and letters
  • Our financial reviews.
  • Our feedback or marketing surveys.

We have reserved the right to amend or modify these Terms of Use at any time and if any changes happen that will be published on the Sites.